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Key Features
Low Money Down
As little as 3.5% down payment required, funds may be entirely gifted.
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As little as 3.5% down payment required, funds may be entirely gifted.
An FHA loan is a mortgage backed by the government and insured by the Federal Housing Administration. There’s more flexibility when it comes to credit score and debt history, making it easier to qualify when you buy or refinance a home*.
Flexible income and credit requirements with minimum credit score of 620.
Enjoy a fixed rate with predictable payments. Plus, there’s no pre-payment penalty.
Available for home purchases and refinances at 15 and 30-year terms.
Let's talk through it! Please note, FHA requires an upfront and annual mortgage insurance premium that is included in the monthly payment. The amount varies based on loan size. If your down payment is greater than 10%, the mortgage insurance premium is cancelable after 11 years, otherwise it remains for the life of the loan.
