Rates

Current rates on our loans and deposits.

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    • Checking

      PowerPlus Checking

      APY Dividend Rate
      On balances up to $15,000 3.00% 2.96%
      On balances over $15,000 0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Business Checking

      Business Checking

      APY Dividend Rate
      Premier Business Checking 0.50% 0.50%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate

      3-month term

      0.85% 0.85% 0.75% 0.75%

      6-month term

      0.95% 0.95% 0.85% 0.85%

      New Money Special: 11-month term1

      2.50% 2.47% 2.50% 2.47%

      12-month term

      1.30% 1.29% 1.20% 1.19%

      24-month term

      1.60% 1.59% 1.35% 1.34%

      Special: 30-month term

      2.75% 2.72% 2.50% 2.47%

      36-month term

      1.95% 1.93% 1.70% 1.69%
      48-month term 2.20% 2.18% 1.95% 1.93%

      60-month term

      2.40% 2.37% 2.15% 2.13%

      Special: 65-month term

      3.05% 3.01% 2.80% 2.76%

      36-month Kid's Certificate

      N/A N/A 2.20% 2.18%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      IRA Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate
      12-month term 1.30% 1.29% 1.20% 1.19%

      Special: 30-month term

      2.75% 2.72% 2.50% 2.47%
      24-month term 1.60% 1.59% 1.35% 1.34%
      36-month term 1.95% 1.93% 1.70% 1.69%
      48-month term 2.20% 2.18% 1.95% 1.93%
      60-month term 2.40% 2.37% 2.15% 2.13%

      Special: 65-month term

      3.05% 3.01% 2.80% 2.76%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Money Market Special

      Money Market Special

      APY Dividend Rate

      $15,000+

      1.75% 1.74%

      Less than $15,000

      0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Regular Money Market

      Regular Money Market

      APY Dividend Rate
      $500,000 and above 0.80% 0.80%
      $250,000-$499,999 0.65% 0.65%
      $100,000-$249,999 0.25% 0.25%

      $25,000-$99,999

      0.20% 0.20%

      $1,000-$24,999

      0.10% 0.10%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Investor Money Market

      Investor Money Market

      APY Dividend Rate

      All Balances

      2.00% 1.98%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      IRA Money Market

      IRA Money Market

      APY Dividend Rate
      $1,000 or greater 1.25% 1.24%
      $0 to $999               0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Savings

      Rainy Day Savings APY Dividend Rate
      First consecutive 12 months 1.25% 1.24%
      After first 12 months:
        On balances up to $25,000 2.50% 2.47%
        On remainder over $25,000 0.25% 0.25%

      Regular Savings

      APY Dividend Rate

      Regular Savings

      0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
    • Auto Loans

      Loan Term APR - 2017 & Newer APR - 2013 - 2016*

      0 - 60 Months

      as low as 2.99% as low as 3.49%

      61 - 75 Months

      as low as 3.59% as low as 4.09%

      76 - 84 Months

      as low as 4.49% N/A

      *Please call for rates on model years 2012 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Recreational Vehicles

      Loan Term APR-2017 & Newer APR-2013-2016*

      0 - 60 months

      as low as 4.29% as low as 4.79%

      61 - 75 months

      as low as 4.89% as low as 5.39%

      76 - 84 months

      as low as 5.79% N/A

      *Please call for rates on model years 2012 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Credit Cards

      APR

      Cash Rewards Visa

      13.40% - 18.00%

      Travel Rewards Visa

      13.40% - 18.00%

      Simply Visa

      10.50% - 18.00%

      LAUNCH™ Visa

      18.00% - 18.00%

      Visa Business

      12.25% - 20.00%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Student Loans

      APR
      Undergraduate Line of Credit as low as 5.25%
      Graduate/Business Line of Credit as low as 5.25%
      Refinance Loan as low as 3.49%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Other Loans

      APR
      Personal Loans as low as 7.49%
      Share Secured Loans as low as 3.24%
      Stock Secured Loans as low as 4.24%
      Secured Line of Credit as low as 5.25%
      Unsecured Line of Credit as low as 7.00%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Mortgages

      Loan Term Rate APR

      30 Year Fixed

      Payment: $1,252*
      4.750% 4.818%

      Jumbo 30 Year Fixed

      Payment: $2,646**
      4.875% 4.914%

      15 Year Fixed

      Payment: $1,805*
      4.250% 4.365%

      20 Year Fixed

      Payment: $1,518*
      4.500% 4.591%

      5/1 Year ARM

      Payment: $1,163*
      4.125% 5.100%

      10/1 Year ARM

      Payment: $1,181*
      4.250% 4.805%

      Rates effective as of: 12/7/2018, as of 3:00 p.m.

      Loan Term Comparison Chart

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Home Equity

      APR

      Home Equity Variable

      as low as 4.50%

      Home Equity Fixed

      as low as 5.375%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
    • Checking

      PowerPlus Checking

      APY Dividend Rate
      On balances up to $15,000 3.00% 2.96%
      On remainder over $15,000 0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate
      3-month term 0.85% 0.85% 0.75% 0.75%
      6-month term 0.95% 0.95% 0.85% 0.85%

      New Money Special: 11-month term1

      2.50% 2.47% 2.50% 2.47%
      12-month term 1.30% 1.29% 1.20% 1.19%
      24-month term 1.60% 1.59% 1.35% 1.34%

      Special: 30-month term

      2.75% 2.72% 2.50% 2.47%
      36-month term 1.95% 1.93% 1.70% 1.69%
      48-month term 2.20% 2.18% 1.95% 1.93%
      60-month term 2.40% 2.37% 2.15% 2.13%
      Special: 65-month term 3.05% 3.01% 2.80% 2.76%

      36-month Kid's Certificate

      N/A N/A 2.20% 2.18%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Money Market Special

      Money Market Special

      APY Dividend Rate

      $15,000+

      1.75% 1.74%

      Less than $15,000

      0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Investor Money Market

      Investor Money Market

      APY Dividend Rate

      All Balances

      2.00% 1.98%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Regular Money Market

      Regular Money Market

      APY Dividend Rate
      $500,000 and above 0.80% 0.80%
      $250,000-$499,999 0.65% 0.65%
      $100,000-$249,999 0.25% 0.25%

      $25,000-$99,999

      0.20% 0.20%

      $1,000-$24,999

      0.10% 0.10%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Savings

      Rainy Day Savings APY Dividend Rate
      first consecutive 12 months 1.25% 1.24%
      after first 12 months
      on balances up to $25,000 2.50% 2.47%
      on remainder over $25,000 0.25% 0.25%

      Regular Savings

      APY Dividend Rate
      Regular Savings 0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
    • Auto Loans

      Loan Term APR - 2017 & Newer APR - 2013 - 2016*

      0 - 48 Months

      as low as 2.99% as low as 3.49%

      49 - 60 Months

      as low as 3.49% as low as 3.99%

      61 - 75 Months

      as low as 3.59% as low as 4.09%

      76 - 84 Months

      as low as 5.99% N/A

      *Please call for rates on model years 2012 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Recreational Vehicles

      Loan Term APR-2017 & Newer APR-2013-2016*

      0 - 60 months

      as low as 5.99% as low as 6.49%

      61 - 75 months

      as low as 6.09% as low as 6.59%

      76 - 84 months

      as low as 8.49% N/A

      *Please call for rates on model years 2012 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Credit Cards

      APR

      Rewards Visa

      10.90% - 19.90%

      Simply Visa

      10.90% - 18.00%

      LAUNCH™ Visa

      18.00% - 18.00%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Home Equity

      APR

      Home Equity Variable

      as low as 4.50%

      Home Equity Fixed

      as low as 5.375%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield

      Other Loans

      APR
      Personal Loans as low as 7.49%
      Share Secured Loans as low as 3.24%
      Stock Secured Loans as low as 4.24%
      Secured Line of Credit as low as 5.25%
      Unsecured Line of Credit as low as 7.00%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Mortgages

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
Annual Percentage Yields (APYs) effective as of 11/1/18.