Establish or restore your credit while you build savings for the future.
Uniquely designed to help improve your credit history, the funds from the loan are placed in an account for safekeeping while you make scheduled payments.
Click “Make an Appointment” to select a day and time to apply with a loan representative. You will also be able to finalize the loan amount and term (up to 24 months).
Your loan funds are held in a BCU savings account while you make scheduled payments for the full term of the loan.3
Making consistent monthly payments will help you establish a positive credit history as your activity is reported to national credit bureaus.
Once your loan is paid in full, the funds become available for use.
Build or rebuild your credit score and save while you borrow.1
Loan terms up
to 24 months.
Loan amount of $500 to $3,000 is held in a secured savings account as you make payments. Loan funds are released when then loan is paid in full.
Fixed 4.50% APR.2