Personal Loans

Choose the personal loan that's right for you.

Our flexible loan solutions and simple financing terms work to fit your budget.


apply for a loan

Personal Loan & Line of Credit

Get the funds you need for whatever comes your way.

home with tools in it icon

Home Improvement Line of Credit

Upgrade your home without touching your equity.

stopwatch with a dollar sign

Express Loan

Quick access to funds, when you need it most.

Loan Solution Comparison Chart

Choose the personal loan that fits your budget.


Personal Loans Personal Line of Credit Unsecured Home Improvement Line of Credit Express Loan
Purpose
Consolidate loans, pay bills, or fund large purchases. Advance funds as needed to cover monthly expenses, make a large purchase, or consolidate loans. Advance funds as needed to make home upgrades and repairs (requires homeownership) Get quick access to funds for emergencies, unplanned expenses, or short-term borrowing needs.
APR
5.99% - 20.50% APR1 Variable 5.00% - 14.25% APR2 3.99% - 8.75% APR3 25.99% APR4
Max Term 60 months Revolving Revolving 12 months
Origination Fees None None None $15 origination fee
Underwriting Credit-based Credit-based Credit-based Relationship-based

  • Disclosure

    ​​​​​​​​​​​​​​ ​​​​​​​​​​​​​​

    1APR is Annual Percentage Rate. APR is subject to change. The rates listed assume an automatic payment method, a loan term up to 36 months and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into a credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher. An example of payment terms are as follows: an amount financed of $7,500 with an APR for 12.75% and a term of 60 months would have a monthly payment of $171.41.



    2APR=Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 2.25% and 11.00% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective the first day of the following month. The rates listed assume an automated payment method and include a 0.50% discount for having two of the following relationships: a checking account with direct deposit of at least $500 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. All rates are subject to credit certification and approval. Maximum APR for all credit is 18.00% and minimum is 4.99%.



    3APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 8/1/2021. The APR is based on the Prime Rate as published in The Wall Street Journal "Market Data Center" Section (Index). The APR is subject to change each time there is a change in the Index and will be effective on the first day of each calendar month. The APR will be calculated each month by adding a margin between +1.24% and +5.50% to the Prime Rate and is based on the credit profile. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan). Rate includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into a credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval.



    4APR is Annual Percentage Rate. APR is effective 11/1/2020 and is subject to change. Express Loans have an interest rate of 25.99% and a $15 origination fee, taken from loan proceeds at the time of funding, for an effective annual percentage rate (APR) of 27.124%-31.046% APR, based on the amount borrowed. Example: A $1,000 Express Loan with a term of twelve months would have a 28.417% APR, including the origination fee of $15, and a monthly payment of approximately $97.44.


X
Cookies allow us to give you the best website experience possible. Let us know you agree to cookies.
I’m OK with that