We offer student loan refinancing to meet your needs.
Combine multiple education loans (government, private and parent plus) into a single loan with one monthly payment. You've earned your degree, get rewarded with a better interest rate.
It’s easy to save money and lower your payments with:
Variable rates as low as 1.49% APR1.
Fixed rates as low as 2.85% APR2.
Flexible repayment terms to fit your budget - select 5, 7, 10 or 15 years
(or up to 20 years for Advanced and Medical Degree).
Consolidate federal and private student loans, including PLUS loans.
No application, no origination and
no pre-payment penalty fee.
How much could I refinance in student loans?
Answer the questions below to find out.
Is Student Loan Refinancing Right For You?
To learn more about your options, schedule an appointment with our Student Loan Refi expert, Amy Auw.
Find My Rate:
|Which Loan is Right for You?|
|Loan Amount||Min Degree Attained||Income Requirement|
|$5K - $150K||Bachelors and above||$30K*||Find My Rate||Apply Now|
|$150K - $250K||Advanced Degree and above||$100K*||Find My Rate||Apply Now|
|$250K - $350K||Medical Degree||$150K*||Find My Rate||Apply Now|
($5K - $150K)
|N/A||$30K*||Find My Rate||Apply Now|
*2 years of continuous employment at minimum income and BCU membership required.
Choose which interest rate works best for you:
As rates rise and fall according to the market index, your monthly payment may change over time.
Get a fixed monthly payment with a rate that doesn't change over time.
Looking for more information? We can help!
Find answers to the most commonly asked questions.
Resources to help you succeed in college and beyond.
Talk to a student loan specialist.