Simply Visa® Invitation to Apply
Thank you for responding to your credit card invitation from BCU.
With the Simply Visa® Credit Card you'll enjoy:
- 2.90% introductory APR on purchases and balance transfers for 12 months1.
- Competitive everyday rate. After the introductory period, enjoy ongoing savings with a variable APR as low as 11.15%2.
- No annual fee or balance transfer fee. Easily transfer higher-rate balances to your new account without the fees! The online process is quick and simple.
- Simply a great card. You'll also enjoy valuable cardholder benefits, such as, no penalty APR, Visa® Purchase and Travel Benefits, and Visa Alerts.
Enjoy savings and convenience with the Simply Visa® Credit Card!
1APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 1/1/19. Offer available on new accounts only. Existing accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 2.90% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. All existing payment terms apply.
2The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.65% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.