Welcome to BCU
Golden Valley!
BCU Golden Valley Credit Union Branch
At BCU, you’ll find lower rates, fewer fees (and no fees when possible), greater rewards, and more innovative products and services than other financial institutions.
The Golden Valley Branch serves existing Company Partner employees and their families. Not eligible through your employer or family? Subscribe to Life. Money. You.® for free Credit Union membership and access to valuable financial well-being tools!
Membership
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When prompted, select “I’d like to subscribe to Life. Money. You.®, AND become a Credit Union Member”
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Golden Valley Branch
The Branch is centrally located in the Twin Cities, just 5 miles from downtown Minneapolis and 16 miles from St. Paul.
650 Douglas Dr.
Golden Valley, MN, 55422
PowerPlus™ Checking
Maximize your earning power with up to 8.00% APY and up to $20/month in ATM fee refunds1
Plus, get your paycheck up to two days early when you set up Direct Deposit1A
Home Loans
Buy or sell and earn $2,239 in cash rewards2 with HomeAdvantage®
Connect with a top-performing real estate agent
Explore flexible financing options
Cash Rewards Visa® Signature
Earn unlimited 2% cash back4 on purchases.
$200 Cash Bonus on purchases for the first 90 Days5.
No annual Fee.
Free Credit Report
Check your score anytime, anywhere, for free
Monitor your credit report and security with real-time updates
Get tips to improve your score and personalized savings offers
Life. Money. You.®
See where your financial health stands with the two-minute Financial Checkup
Receive practical savings and credit score guidance from certified financial coaches
Achieve your financial goals with Life Money You, a program designed to help build better money habits
Convenient Credit Union Access
Centrally located in the Twin Cities, just 5 miles from downtown Minneapolis and 16 miles from St. Paul at 650 Douglas Drive Golden Valley, MN 55422
Thank you for voting BCU ‘Best Credit Union’ 2024
Frequently Asked Questions
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Can my family members join?
Individuals who are the immediate or extended qualifying family of an existing member related by blood, marriage, fostering, or adoption can join the Credit Union. Eligible family members include spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins.
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Where is the Branch located?
The Golden Valley Branch is located at 650 Douglas Drive Golden Valley, MN 55422.
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Who has access to the Golden Valley Branch?
The Golden Valley Branch is available to existing Credit Union members, employees of our Company Partners, eligible family members of existing members and subscribers of Life. Money. You.®. This includes all existing Credit Union members listed on our Membership Eligibility page.
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What if I have or open an account and then move or leave my company?
Once a member, always a member! The benefits of Credit Union membership will always be available to you and your family, no matter where life takes you. Relocating to a new area? No problem! Changing jobs? The Credit Union goes with you. Retiring? We're Here Today For Your Tomorrow. Our commitment to your financial well-being is truly a lifelong promise. We’re accessible 24 hours a day in all 50 states and abroad using Digital Banking.
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What services does the Branch provide?
Branch services and features include account opening, transactions, loans, lobby access, drive-thru, and 24/7 access to cash and check deposits through a full-service ATM.
Business hours are Mon – Fri 9:00 am – 5:00 pm and Sat 9:00 am – 12:00 pm.
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Disclosure
1.The promotion rate will be applied to memberships opened between 1/1/2026 and 12/31/2026. The 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month. During the introductory period, Level 1 will earn 4.00% APY and Level 2 will earn 8.00% APY. After the introductory period, balances up to $15,000 will earn the state higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or BCU.org/Legal/Rates for current rates. Rates are accurate as of 12/1/2025. PowerPlusTM Checking is available as a personal account only and is limited to one account per member. To earn monthly dividends and reimbursements of other banks’ ATM surcharge fees up to $20.00 per month, your account must meet all three of these requirements to qualify for Level 1 or Level 2. Please note, Level 1 ATM surcharge fees are covered up to $10.00 per month and Level 2 ATM surcharge fees are covered up to $20.00 per month For complete details see the Product Feature, Service Charge and Fee Disclosure in the Consumer Member Service Agreement. PowerPlusTM Checking is a trademark of BCU.
1A. Direct Deposit allows you to receive payroll and other electronic deposits up to two days ahead of your scheduled payday. It’s important to note, funds are not AVAILABLE for you to spend until they are reflected in the AVAILABLE BALANCE. Please be sure to confirm available funds in your account before withdrawing against this deposit. While BCU will try wherever possible to advance payroll direct deposits by up to 2 days, availability of funds ahead of the original scheduled pay date is not guaranteed. You should not rely on Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations.
2. Average cash rewards calculated based on 152 home closings with a real estate agent in the HomeAdvantage® network of approved agents between 1/1/2023 and 9/18/2023.
3. Offer only available on new accounts. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
4. You will automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account will not earn rewards.5. Offer only available on new accounts. You will receive a $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing (i.e., not canceled or terminated, not delinquent, over limit, or otherwise not available to use for charges) to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.