Welcome To
ADA Credit Union

The ADA Credit Union is a division of BCU, a nationwide parent Credit Union that is nationally recognized as an exceptional institution with solid annual financial performance and strong capital. This relationship brings you an expansive array of products and services, and nationwide access to your accounts. The names (ADA Credit Union and BCU) are interchangeable and refer to the same business entity. Two different names, but one collective financial cooperative behind the scenes working to empower you to achieve your financial goals.

Unlike a bank, the ADA Credit Union is a not-for-profit organization. Members of the Credit Union are “owners,” not customers, and you’ll typically enjoy better savings and loan rates, and few, if any fees. In collaboration with ADA, the Credit Union takes pride in understanding your needs and challenges, offering tailored solutions designed specifically for you and your family.

All ADA member dentists and their dental team(s), employees of the ADA and ADA affiliates, and their family members are eligible to join the Credit Union, regardless of your financial standing or credit history. And once you’re a member of the Credit Union, you’re a member for life. Immediate family is defined by immediate or extended qualifying family of an existing ADA Credit Union member related by blood, marriage, fostering or adoption. Eligible family members include spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins.

The Credit Union is not owned by the American Dental Association, but by the credit union members. Therefore, when you sign up, YOU become an owner! In collaboration with BCU, the ADA is offering this benefit of membership at no cost to you. While both organizations share a common interest in improving your financial well-being, the ADA Credit Union is a separate entity. The American Dental Association has no access to your account information. Your information is confidential. 

We are a full-service financial institution. And because we’re not-for-profit, any money we make goes directly back to our members in the form of money-saving products and services. This includes hassle-free checking accounts that reimburse ATM fees and pay high interest, low-rate auto, personal loans, high yield savings accounts and enhanced direct deposit (including getting your paycheck up to two days early)! ADA Credit Union also provides tools and resources, like financial coaching to help you grow your wealth at every stage of life

Part of looking out for our members is simply being there for them. Anytime, anywhere. Check balances, pay bills, pay a friend, deposit a check and more — made easy with a mobile app or digital banking. If you need personal help or advice via phone, the ADA Credit Union is there 24/7. ADA Credit Union members have even more options with access to thousands of surcharge-free ATMs nationwide.

In collaboration with BCU, ADA is proud to offer this benefit at no cost to you. In fact, once your ADA Credit Union membership application is approved, we’ll make a one-time $1.00 deposit to your Regular Savings account, making you both a member and part-owner of the Credit Union. You and your family can then start enjoying the rewards of lifetime membership right away!

Members can check balances, pay bills, pay a friend, deposit a check and more anywhere, anytime — through the BCU mobile app or digital banking. If you need personal help or advice via phone at 800-388-7000, BCU is there 24/7 to help you out. Members have even more options with access to thousands of surcharge-free ATMs nationwide alongside local branch locations.