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Rewards Rates

Qualifying for even better rates is within your reach.

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Lower rates on loans, higher rates on deposits.
  1. Overview

Overview

We're always looking for ways to make your banking with the Credit Union as fruitful as possible. With Rewards Rates, you'll enjoy a higher rate of return on deposits and a lower cost to borrow as a perk for being a loyal member.

  • Direct Deposit of at least $500 per month into a Credit Union checking account
  • At least $25,000 on deposit
  • A qualifying loan in good standing from among these categories: Mortgage, Home Equity, Auto or Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any BCU loan that is not in good standing or delinquent will disqualify you for Rewards Rates.

Benefits:

In addition to our already competitive rates, with Rewards Rates, you’ll get:

  • A higher Annual Percentage Yield (APY) on your Certificate deposits1
  • A 0.50% discount on your Auto Loan, RV or Boat Loan, Home Equity Loan, Personal Loan, Line of Credit and Student Loan rate1

1To qualify for a Rewards Rate, you must have two of the following relationships: direct deposit of at least $500 per month into a Credit Union checking account; at least $25,000 on deposit with the Credit Union; or a qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit.