$100 Cash Bonus
Earn a one-time $100 cash bonus once you spend $1,000 in purchases during the first 90 days2.
Low Introductory Rate
Save with 2.9% introductory APR on purchases and balance transfers for the first 12 months3.
Competitive Everyday Rate
After the introductory period, enjoy ongoing savings with 13.40%-18.00% variable APR4.
Unlimited Cash Rewards
Earn unlimited 1.5% cash back on every purchase with no rebate tiers or revolving purchase categories.
No Annual Fee
Simple and hassle-free to help you keep more of your own money.
Cash rebates are automatically deposited to your Credit Union savings account each quarter.
1You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
2Offer only available on new accounts. You will receive $100 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
3APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 2.9% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. All existing payment terms apply.
4The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 8.15% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
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Actual cash rebate will vary, based on individual purchase activity, credit line and promotional offers.